@kupakenya.com +254 111 025 100

Savings and Loans

Savings and loans for KUPA members is meant to uplift the lives of the members through micro financing services for purpose of development.

Minimum Savings

  • A member is allowed to save as little as Ksh. 50 per day and above depending on his/her financial muscles.
  • Interest rate shall be 10% on reducing balance.
  • Frequency of savings is daily, weekly and monthly.


  • A member shall be allowed to borrow 4 times his/her savings after a period of six months.
  • There shall be a retained minimum balance of Ksh. 1500 in each and every members account.
  • Processing fee shall be charged depending on the amount borrowed.
  • There shall be a retained equivalent balance amounting to the annual payment of your cash benefit at any one time.

Qualification for a loan

  • Active member for KUPA's welfare, cash benefits and has been saving for the last six months.
  • Have active guarantors who are members of the welfare, cash benefit and savings.
  • Has not defaulted from KUPA welfare.
  • Is actively paying monthly contribution promptly.
  • Savings exceeds the stipulated duration of 6 months and above.
  • Member without CRB enlisting.
  • Has not defaulted in any of the above benefits.
  • Has a minimu savings of Ksh.5,000.

How to register for savings

  • Dial *483*210#.
  • Select 1. Register to savings.
  • Choose how frequent you want to save.
  • Select how much do you want to save.
  • Then send.

How to deposit your savings

  • Go to LIPA na MPESA.
  • Select Buy Goods and Services.
  • Enter Till No. 958375.
  • Enter Amount.
  • Enter your Mpesa PIN then send.