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Food Basket/Cash Benefits

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Requirements

  • Principal member plus additional 5 dependents are covered
  • Any additional child attracts extra premium.
  • Waiting period is 4 months for age limit 1-74 years
  • Children are covered up to 18 years, up to 24 years proof might be needed for children in college.
  • Each parent to have a separate policy with separate premium
  • For Class A, B, C & D. Multiple claims pay is up to 4 claims per year, however for Class E & F the claims pay is upto 2 claims per year
  • Waiting period for ages 75 – 84 is 6 months.
  • Waiting period for ages 85 – 95 is 8 months
  • Waiting period for ages 96 – 100 is 11 months.
  • Turn around time is 24 hours upon submission of documents
CLASSES Annual Cover Kes Annual Premium (Nuclear family) Kes Annual Premium (Per extra child) Kes Annual Premium per parent (Kes)
Class A 50,000 664 100 612
Class B 75,000 992 200 918
Class C 100,000 1,320 200 1,224
Class D 150,000 1,976 300 1,836
Class E 250,000 3,288 500 3,060
Class F 500,000 6,576 900 6,120
CLASSES Annual Cover Kes Annual Premium (AGE 75 - 84) Kes Annual Premium (AGE 85 - 95) Kes Annual Premium (AGE 96 - 100)
Class A 50,000 912 1,368 5,472
Class B 75,000 1,008 1,512 6,048
Class C 100,000 1,968 2,952 11,808
Class D 150,000 2,400 3,600 14,400
Class E 250,000 5,040 7,560 30,240
Class F 500,000 6,000 9,000 36,000